Future Risk.

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  • Additional Information
    • Subject Terms:
      FINANCIAL crises; MORTGAGE underwriting; LOANS; UNEMPLOYMENT; EMPLOYEE loans
    • Abstract:
      The article focuses on impact of credit crisis of 2007-2011 on mortgage underwriting and loan decision depending on borrower decision. Topics discussed include events that risk loan underwriting include job losses, rising cost of living, low rise in income, increase in disability, increase in divorced couple, financial fluctuation in self-employed people, need of looking at unemployment rates, occupation database, measurement of future income variation and checking employer data.